MLS vs ISO vs PayFac: Which Model Fits Your Business in 2026?
PayFac models now account for 40%+ of new merchants. Here’s how ISOs, MLS agents, and PayFacs compare on capital, revenue, and risk — and why the hybrid model wins in 2026.
ISO Residuals
PayFac models now account for 40%+ of new merchants. Here’s how ISOs, MLS agents, and PayFacs compare on capital, revenue, and risk — and why the hybrid model wins in 2026.
