BNPL at the Point of Sale: Complete ISO/MSP Guide
77% of US merchants now offer BNPL. Here’s what ISOs and MSPs need to know about buy-now-pay-later at the point of sale – the fees, the margins, and the pitch.
POS Payments
Point of Sale (POS) payments are electronic transactions made in person where customers use debit/credit cards, mobile wallets (Apple Pay/Google Pay), or contactless methods to buy goods or services. Modern POS systems combine hardware (terminals) and software to instantly process, authorize, and record sales while integrating with inventory and reporting tools.
Crypto Payments at POS: What ISOs Need to Know
With $1.3T in crypto volume and 73% stablecoin transactions, ISOs need to understand how crypto at POS works, who offers it, and whether it’s worth selling.
Apple Pay Tap to Pay: A Complete Guide for ISOs
Learn how Apple Pay Tap to Pay works, why it matters for ISOs, and how to position it to merchants as a zero-hardware NFC solution.
ACH vs Card Processing: When B2B Merchants Should Switch
ACH costs 70-90% less than card processing for B2B transactions. For merchants processing over $50K monthly, switching to ACH saves $8,400-17,400 per year.
Gift Card Programs: The Revenue Engine ISOs Overlook
Gift card programs generate 2-3x higher revenue per customer. Over 60% of buyers spend more than the card value. ISOs can earn 5-10% commission.
The PayFac Revolution: How Non-Banks Are Eating Banks’ Lunch (2026)
How Payment Facilitators are disrupting traditional bank-backed payment processing. Updated April 2026 — covers PayFac vs ISO vs MSP, top PayFac players, ISO adaptation strategies, and how OrderPin helps ISOs compete.
The Surcharging Comeback: A State-by-State Guide for 2026
What Is Surcharging? A credit card surcharge is an additional fee merchants add to a transaction when a customer pays with a credit card—as opposed to cash or debit. The fee is intended to recover a portion of the interchange fee the merchant pays on every card transaction. Credit card networks (Visa, Mastercard, American Express) …
The Surcharging Comeback: A State-by-State Guide for 2026 Read More »
How to Use Card Processing Statement Analysis to Win Any Merchant Deal
Card processing statement analysis is the most powerful sales tool for ISOs. Here is how to analyze any statement in 15 minutes and close more merchant deals.
Buy Now Pay Later Is Not Free: The Hidden Costs Merchants Bear
BNPL services charge merchants 3-6% per transaction — often higher than credit cards. Learn the true cost of Buy Now Pay Later for your business.
Pay-by-Bank for Restaurants: What Owners Need to Know
Grocery chains are adopting Pay-by-Bank to bypass Visa/MC fees. Should restaurants follow? This guide covers ACH payment adoption, customer acceptance, and implementation requirements for 2026.
