MLS vs ISO vs PayFac: Which Model Fits Your Business in 2026?
PayFac models now account for 40%+ of new merchants. Here’s how ISOs, MLS agents, and PayFacs compare on capital, revenue, and risk — and why the hybrid model wins in 2026.
PayFac models now account for 40%+ of new merchants. Here’s how ISOs, MLS agents, and PayFacs compare on capital, revenue, and risk — and why the hybrid model wins in 2026.
The smart POS terminal market exceeds $120B. Here’s how ISOs can choose between PAX, Verifone, and Dejavoo based on portfolio strategy, hardware margins, and merchant segment.
Friendly fraud accounts for 60-80% of chargebacks, costing $125B annually. Here’s how ISOs can build a chargeback management service that reduces merchant churn by 40% and adds $50-300/merchant/month.
QR payments have achieved 80% adoption in China and are growing 40% in the US. Here’s what ISOs need to know to position QR code acceptance to merchants.
ACH processes $41 trillion annually in the US. Here’s how ISOs can cut B2B merchant processing costs by 90% with the right payment mix of ACH and cards.
Pay-by-link achieves 67% average payment recovery rates. Here’s how ISOs can bundle this feature to unlock a recurring revenue stream from invoice-based merchants.
77% of US merchants now offer BNPL. Here’s what ISOs and MSPs need to know about buy-now-pay-later at the point of sale – the fees, the margins, and the pitch.
With $1.3T in crypto volume and 73% stablecoin transactions, ISOs need to understand how crypto at POS works, who offers it, and whether it’s worth selling.
Learn how Apple Pay Tap to Pay works, why it matters for ISOs, and how to position it to merchants as a zero-hardware NFC solution.
AI fraud detection achieves 95%+ accuracy in POS systems. See how ISOs can sell AI security as a $39/month add-on, reduce chargebacks by 60%, and close 30% more restaurant deals.